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Debt Collector Revealing Account Number

An envelope revealing a consumer’s account number through a clear plastic window violates the Fair Debt Collection Practices Act (“FDCPA”). If you receive a collection letter in an envelope with a clear plastic window take a look at what is visible on the letter through the plastic window. Continue reading

Watch Out For Scam Debt Collectors

The Federal Trade Commission shut down a debt collector that used fictitious names and threatened consumers into paying debts they may not have owed.

Pinnacle Payment Services LLC and its principals are barred from debt collection and subject to a $9,384,628 judgment, which has been suspended for most defendants due to their inability to pay. Continue reading

Medical Debt in Pennsylvania

Credit card debt is no longer the main focus for debt collectors. Physicians and hospitals now represent the largest group of customers for collection agencies.

As we grow older and health care becomes more and more expensive, medical debt impacts a large number of Americans. Many people are finding that even if they have health insurance, all of their medical bills aren’t paid. It isn’t easy managing payments on the bills.

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Capital One says it can show up at your house!

Do you have a Capital One credit card ? If so, you better read the contract update it just sent to cardholders.  The update reads, “we may contact you in any manner we choose” and such contact can include a “personal visit.”  If that isn’t bad enough, Cap One says these visits can be “at your home and at your place of employment.” Spooky.

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