Document Library
On the page below you can find links to documents, reports, publications and discussions provided by Jeffrey L. Suher, PC.
The documents below are available to the public so that they can gain a better understanding of the legal challenges facing them, and why an experienced attorney is so important for success.
Contact us for a consultation today.
Fair Debt Collection Practices Act for Pennsylvania Consumers
Do you Know What's on Your Credit Report? How to obtain a free report and file disputes...
Fair Credit Reporting Act for Consumers Rights
- Debt Reduction Defendant Settles FTC Charges
According to a complaint filed by the FTC in March 2007, Debt-Set, Resolve Credit Counseling, Inc., and their principals sold debt reduction services through Web sites and television and radio advertisements with claims such as “Reduce Debt Now” and “Eliminate Harassing Calls.” When consumers called a toll-free number, the complaint alleged, they were encouraged to enroll in a “debt consolidation program” if their unsecured consumer debt was up to one month overdue, or a “debt settlement program” if overdue longer. - 5 Ways to DESTROY your credit score
Your credit score, or your FICO score, ranges from the worst possible score of a 300 to a perfect 850, and is determined by such factors as paying your bills on-time, the amount of money you owe as well as the length of your credit history, according to the company Fair Isaac, which runs the scoring system.
But even if you are one of those individuals who is diligent about maintaining your good credit standing, it is still possible that with a few simple missteps you could send your credit score into a tailspin faster than you can say delinquency.
So while closing out those credit card accounts you don't use or rolling over all your outstanding debt to one card may seem like sensible moves, you might actually be killing your credit rating. - How Does the Fair Credit Reporting Act Affect You and Your Credit Score?
The Fair Credit Reporting Act was established to protect Pittsburgh consumer rights. Knowing these rights can be a huge asset if you ever find yourself in deep water financially.
If you have credit then you have a right to know what your credit report says. This is enforced by the terms of the Fair Credit Reporting Act (FCRA). This act guarantees you certain rights that were not enforced so strictly previously.
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- Debt Collection Calls from India to the U.S.
In a glass tower on the outskirts of New Delhi, dozens of young Indians are on the telephone, calling to harass America's debt-stricken consumers and asking for cash.
"Are you sure that's all you can afford?" "Well, how do you take care of your everyday expenses?" These are some of the harassing and pressing lines used by debt collectors to squeeze money from Pennsylvania consumers......
Please follow the article link above to read more.
General
- Prohibited Debt Collection Practices
Jeff Suher is a Pittsburgh attorney dedicated to protecting consumers against the unfair practices of debt collectors and the lenders and creditors that retain them. If the abusive practices of debt collectors are having an adverse impact on your mental health, quality of life, long-term financial decisions or livelihood, Jeff can help you put a stop to it and recover for damages done to you. - Debt Collector Directory
Debt Collector Directory - Games Credit Card Companies Play
Pittsburgh attorney Jeff Suher is currently accepting cases involving those who are suffering undue harrassment from debt collectors. Contact our offices for a free legal consultation today. - One Month With The Credit Card Companies
How many solicitations can you get from credit card companies in one month?
Lets find out. - Debt Collection Agencies: Big Money in Bad Debt
One of the most profitable businesses in the country is the buying of bad debts. Pittsburgh Attorney Jeff Suher is offering help to those who have been abused and harrassed by collections agencies. Contact our offices for a free consultation today. - "Rehabilitation:" What Debt Collectors Don't Want You To Know
There is a legal way for you to get your defaulted student loans out of the hands of debt collectors and back to the bank that sold it in the first place.
It's called "Rehabilitation." Haven't heard of it? That's not surprising. - JEFF SUHER TO PRESENT SEMINAR ON “MAXED OUT”
Jeff Suher will be offering a seminar on debt collection abuse which will feature clips from the movie "Maxed Out." - Attend a Free Viewing of the Film MAXED OUT and Win a $250 Gift Certificate
- Tips for Consumers against Credit Card Fraud
Credit and charge card fraud costs cardholders and issuers hundreds of millions of dollars each year. While theft is the most obvious form of fraud, it can occur in other ways. For example, someone may use your card number without your knowledge.
It's not always possible to prevent credit or charge card fraud from happening. But there are a few steps you can take to make it more difficult for a crook to capture your card or card numbers and minimize the possibility.